If you have a Cigna dental insurance plan, you possess an important resource that can greatly reduce your out-of-pocket costs for high-quality dental care. Not only can it allow you to enjoy low-cost preventive services, but it can also help you afford essential restorative treatment! How can you get the most out of your plan? As an in-network Cigna dentist in Meriden, our highly skilled team is ready and eager to assist you.
Cigna Coverage Availability & Fees
Cigna offers several dental insurance plans, each of which comes with its own unique details and features. While your specific policy will determine your exact coverage, you may find the following general information to be helpful:
- Preventive services, including exams, professional cleanings, and X-rays, usually receive coverage of up to 100%.
- Minor restorative services, such as dental fillings, often receive coverage of up to 80%.
- Major restorative services, which include crowns, bridges, dentures, and some types of oral surgery, are typically up to 50% covered.
Not every Cigna plan will cover every service, so you should carefully review and select a policy that matches the treatments you are most likely to need and value.
Your plan may also include the following aspects:
- An annual maximum benefit, which often ranges from $1,000 to $3,000. Because we are in-network with Cigna, you benefit from our contracted rates, which help you make the most of your annual maximum. We can even assist you with scheduling treatments to optimize your coverage, such as dividing procedures between calendar years so you can use multiple annual maximums.
- A waiting period of 6 – 12 months for certain treatments, depending on your individual policy.
- An annual deductible, which is commonly around $50 or $100. This amount must be paid before your benefits apply to treatments.
Meet Donna
Donna, the office manager at Meriden Dental Group, has more than 30 years of experience in serving patients. She first worked as a dental assistant before joining the front desk team, so she understands many aspects of the patient experience and how to optimize it. Donna has extensive skill and knowledge when it comes to working with insurance companies, and she enjoys helping patients like you understand and use your benefits to the fullest.
If you have any questions about how you can use your Cigna policy in our office, feel free to reach out! Whether you want to verify your benefits, file a claim, or simply learn more about your plan, Donna and our team are here to serve you.