Do you have a dental insurance policy from United Concordia? If so, you should certainly seek to use it to the full! It has the potential to open the door to low-cost preventive care. Moreover, it may reduce the financial strain of times when your smile needs a bit of restorative work. But how can you maximize your benefits? As an in-network United Concordia dentist in Meriden, our team is eager to assist you! Continue reading below to learn more about using your plan in our office, or contact us directly to set up an appointment.
United Concordia Coverage Availability & Fees
United Concordia offers a number of different plans, each of which are unique in the benefits they provide. We encourage you to take a look at your plan details to find out how it works in various situations.
In the meantime, here is some general information about PPO plans that you might find useful:
- Often, preventive care is 100% covered. This typically applies to services like checkups, cleanings, and routine X-rays.
- Minor services may be around 80% covered. Fillings usually fall into this category.
- Major services are often up to 50% covered. Crowns, dentures, and some types of oral surgery are frequently classified as major treatments.
Your plan may also enforce:
- A waiting period before you are eligible for certain restorative benefits. Often, this lasts 6 – 12 months.
- A deductible that you must pay out of pocket before your insurance kicks in.
- An annual maximum, which is an annual limit on the amount that the insurance company will pay for approved services.
Since we are in-network with United Concordia, our team is in the ideal position to help you get the most out of your plan. Our contract with the insurance company manages fees, which means that you are likely to get more value from your annual maximum, as opposed to visiting an out-of-network provider. In certain cases, we can even split up major treatments across calendar years to allow for the use of two annual maximums instead of only one.
Meet Donna
Donna has been with Meriden Dental Group for decades. As our office manager, she is well-qualified to handle the ins and outs of dental insurance claims. Whether she is verifying your benefits, filing documents, or following up with United Concordia, you can expect her to handle the insurance process with professionalism and the utmost courtesy.
Get in touch with us today to learn more about how Donna and our team can make it easy to use your benefits!